These statutory allowances are very different from normal contractual insurance. In the United States, in-kind and accident insurers generally use similar, if not identical, language in their standard insurance, designed by advisory bodies such as the Insurance Services Office and the American Association of Insurance Services. [31] This reduces the regulatory burden on insurers, since forms of insurance must be approved by the states; it also makes it easier for consumers to compare policies, albeit at the expense of consumer choice. [31] In addition, when the political forms of the courts are reviewed, interpretations become more predictable when the courts develop the interpretation of the same clauses in the same forms of insurance and not the policies of different insurers. [32] B) This form also provides „building,“ „equipment,“ „stock“ and „content,“ but only goods for which an amount of insurance is indicated on the „explanation page.“ Clearly, these benefits are created and structured differently from standard insurance. However, normal rules of construction and interpretation generally apply to these allowances. If the actual conditions of the policy were set out in the legislation, it would be appropriate to carefully consider whether other rules would apply to its interpretation. Statement – is a term used to back up information identifying the insurer and insured, the object, premium or how the premium is determined, insurance limits, the duration of the insurance and a list of forms that make up the text of the contract. Some directives list the dangers in the declaration, but in most directives, with the standard fire policy, the hazards are mentioned in the text of the treaty. The statement is normally displayed on the first page of the contract. Above is the first part. Statement part of the purchase of car insurance, which mentions the name of the insured, the car manufacturers and the model, the start and end date of the policy, the amount of insurance, etc.

It goes without saying that property and liability policies are insurance contracts. In other words, the insured pays a premium and the insurer assumes a risk of payment in the event of an event.